I am really proud to back Clockwise, my local credit union. 

Many families find this time of the year incredibly tough, especially with Christmas just around the corner. It’s really important that if you find yourself in difficulty, that you don’t turn to payday lenders. 

Credit Union’s are different. Clockwise offer lower interest rates on loans, they give a fair return on your savings and you can also get advice on effective money management. See more here